Certified Home Appraisal Services for Homeowners and Individuals

Appraisal Services for Individuals

Whether you’re planning to sell, refinance, settle an estate, or need to understand your home’s value for personal reasons, M. Warren Appraisal Service provides certified, unbiased residential appraisals. Since 1965, homeowners across Missouri have relied on us for clear, professional evaluations tailored to their needs.



Melissa Ballard is a certified residential appraiser who brings professionalism, accuracy, and decades of experience to every assignment.

Personalized Appraisals for Your Property Needs

A man is holding a woman in his arms in front of a for sale sign.

When Do Individuals Need an Appraisal?

We provide home valuation reports for:

  • Pre-listing or pre-purchase evaluation
  • Estate settlement or inheritance planning
  • Divorce and property division
  • Refinancing or second mortgages
  • Property tax reassessment support
  • Private asset management and financial planning

Our reports help homeowners make informed decisions by offering a clear picture of current fair market value.

What’s Included in a Residential Appraisal Report?

Each appraisal includes:

  • On-site property inspection
  • Analysis of comparable recent sales
  • Detailed condition and location review
  • Photographs of the property
  • A finalized USPAP-compliant valuation report

The process is fully explained and guided by Melissa herself, offering peace of mind and clarity from start to finish.

Why Homeowners Trust Us

  • Certified appraiser with a long-standing reputation
  • Real, actionable value assessments
  • Transparent, responsive communication
  • Non-biased reporting accepted by lenders and courts
  • No surprises — clear breakdown of how your property is valued

Serving Cass County, and Bates County

FAQs from Individual Homeowners

  • How much does a residential appraisal cost?

    Costs depend on property type and location. Contact us for a personalized quote.

  • Is the appraisal suitable for legal or financial planning?

    Yes. All reports are compliant with industry standards and accepted for legal, tax, and personal use.

  • How long does the appraisal take?

    Turnaround is typically 2–5 business days following inspection.

  • What if I don’t plan to sell?

    Many clients request appraisals for financial planning, insurance updates, or tax reassessment — selling is not required.

Get the Value You Need to Plan Confidently

Whether you’re planning ahead or navigating a life change, M. Warren Appraisal Service provides the clear, certified property valuation you need. Contact us today to request your home appraisal.