Accurate Property Appraisals for Insurance Purposes

Appraisal Services for Insurance Companies


Insuring real estate requires a precise understanding of a property's replacement value and condition. At M. Warren Appraisal Service, we partner with insurance companies and underwriters to provide certified residential appraisals across Missouri.


Melissa Ballard delivers reports that help insurers assess risk, process claims, and establish accurate coverage limits.

Supporting Insurers with Trusted Valuations


A man is sitting at a desk writing on a piece of paper that says insurance.

Appraisal Services Tailored to Insurance Needs

Our appraisals support a wide range of insurance-related scenarios, including:

  • Determining replacement cost value
  • Supporting residential property claims
  • Underwriting new or adjusted policies
  • Verifying asset value for premium assessment
  • Appraisals following damage or loss

Each report includes a detailed physical inspection, market research, condition assessment, and photographic documentation to aid underwriting or claims processing.

Why Insurance Companies Work with Us

  • Certified appraiser with decades of experience
  • USPAP-compliant reports suitable for underwriting and claims
  • Local market knowledge ensures realistic valuations
  • Fast turnaround and responsive service
  • Trusted by Missouri insurers and adjusters

We bring clarity and accuracy to every report, helping reduce disputes and support reliable policy development.

Property Appraisals That Reduce Risk

A well-documented valuation can:

  • Prevent over- or under-insuring properties
  • Support faster claim resolution
  • Provide a clear record for policy audits or reviews
  • Establish fair value in case of partial or total loss

We provide unbiased, factual appraisals backed by years of local expertise and professional ethics.

Serving Cass County, and Bates County

FAQs About Insurance Appraisals

  • What’s included in an insurance appraisal report?

    Our reports include condition assessments, replacement cost estimates, market context, and detailed descriptions and images.

  • Can your appraisal help in a claims dispute?

    Yes. Our documentation is factual and thorough, often used by insurers and policyholders to resolve disagreements.

  • Do you provide appraisals for flood or fire-affected properties?

    Yes. We appraise properties post-damage for insurance documentation purposes.

  • How quickly can I get an appraisal?

    Most appraisals are completed within 2–5 business days following the inspection.

Partner with a Trusted Missouri Appraiser

Get the accuracy and professionalism your underwriting team or claims process requires. Contact M. Warren Appraisal Service today for certified property appraisal services you can depend on.