Certified Appraisals for Mortgage Lending and Refinancing

Appraisal Services for Mortgage Companies


Mortgage companies rely on accurate home valuations to assess lending risk, underwrite loans, and meet compliance standards. At M. Warren Appraisal Service, we deliver certified residential appraisals tailored to the needs of mortgage professionals across Missouri.


Melissa Ballard provides thorough, USPAP-compliant reports that help streamline approvals and maintain underwriting confidence.

Trusted Appraisal Services for Missouri Mortgage Companies


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Appraisals That Support the Lending Process

We offer appraisal support for:

  • New purchase financing
  • Mortgage refinancing
  • FHA and conventional loans
  • Pre-approval and underwriting
  • Risk assessment and loan-to-value analysis

Each appraisal includes a comprehensive property analysis, local market data, interior and exterior photos, and adjustments based on comparable sales.

Why Mortgage Companies Choose Us

  • Certified residential appraiser with decades of experience
  • Accurate valuations that reflect true market value
  • Timely report delivery (typically 2–5 business days)
  • Personal service with direct communication
  • Trusted across Belton, Kansas City, and surrounding areas

We understand the time-sensitive nature of mortgage transactions and prioritize prompt, responsive service.

USPAP-Compliant and Lender-Ready Reports

Our reports meet all industry standards, including:

  • USPAP guidelines
  • Lender documentation requirements
  • Accurate property comparisons
  • Condition reporting and market insights

Mortgage processors and underwriters appreciate our clean formatting, clarity of adjustments, and local knowledge that strengthens every report.

Serving Cass County, and Bates County

Frequently Asked Questions for Mortgage Lenders

  • Do you handle both refinance and purchase appraisals?

    Yes. We support both purchase transactions and refinancing needs with accurate, timely reports.

  • Are you familiar with lender-specific requirements?

    Absolutely. We tailor appraisals to meet lender, credit union, and underwriting expectations.

  • What is the standard turnaround time?

    Appraisals are typically completed within 2–5 business days of the property inspection.

  • Can you handle high-volume orders from brokers?

    Yes. We support brokers and mortgage companies with recurring appraisal needs.

Contact Us for Reliable Mortgage Appraisal Support

Make confident lending decisions with help from a certified local expert. Contact M. Warren Appraisal Service to request a real estate appraisal tailored to your mortgage process.